We read what you send.
You know your business. We listen, review the numbers, and give you a straight answer.
Chelsea Business Capital was built for that conversation.
$50K to $5M
Funding range
Nationwide
United States businesses
Four things we hold to
Say what is true
If a request does not fit, we say so and explain why. A quick no is more useful than a slow maybe, and it costs you nothing to hear it.
Understand the operation first
Retainage, payer cycles, settlement timing, and seasonal swings are not edge cases. They are the reason most requests exist, and they shape what structure makes sense.
Keep the process short
We ask for what is needed to make a decision, not for everything that could conceivably be asked. Your time running the business is worth more than paperwork.
Leave the decision with the owner
You will get direction, the specifics, and answers to your questions. What you will not get is pressure to sign something you have not read.
Tell us about the business
Tell us what the money is for and how you get paid. We will take it from there.
